Bank loan consultancy




When you buy your property through us, we help you find the mortgage that best suits your needs. This frees you from having to investigate and analyse the innumerable possibilities on the market. All loans and mortgages applied for through us are available to all European Union nationals.

Our Bank Loan Consultancy Services include:

  • Loans and mortgages
  • Freehold mortgages
  • Leasing services
Why deal with several different companies, when you can have one company, with a designated staff member working with you on your project and managing it for you. This can be especially helpful if you are unable to visit Hungary frequently.
With us, you save money, and the whole process will be completed on time, within budget and headache-free.
If you want to live in Budapest, or buying an investment, leasing property long term or only for short-term holiday lets, whatever your aim, we can help and advise.
Hungarian mortgages work in similar ways to UK mortgages. Money is lent to an individual to purchase a property and if the borrower cannot meet the repayments the banks can repossess the property.
By combining home search and mortgage services, we are able to streamline the process and reduce costs.
The most common types of mortgage are the Fixed Rate Mortgage (FRM) and the Adjustable Rate Mortgage (ARM). Most first time buyers opt for a Fixed Rate, 30 year mortgage. To help you understand each type of mortgage, we've given a brief explanation for comparison below.

Fixed Rate - 30 Years

Monthly payments are lower than they would be on a shorter-term loan. The interest rate is locked in when you secure the mortgage and does not change over the life of the loan.

Fixed Rate - 15 Years

Also becoming very common, the 15 year mortgage results in higher monthly payments, but at a lower rate of interest.

Adjustable Rate Mortgage

An adjustable rate mortgage has a fixed interest rate at the time the mortgage is secured. At the start of the loan, the payment is also fixed. Neither the interest rate, nor the payment are fixed for the life of the mortgage, however. After the initial fixed period, both the interest rate and the monthly payments are adjusted to reflect the then-current market interest rates. The calculations to determine the adjustment is at the discretion of the lender, each using their own formula and index.